At Wizborn, we recognize that buying a vehicle can feel daunting and overwhelming, which is why we provide our finance broker services to support you at every stage. Our services are fully authorised and regulated by the Financial Conduct Authority (FCA), guaranteeing compliance with all FCA guidelines and delivering the highest standards of service to our clients.
Our finance broker services are tailored to assist you in securing the best financing deals for your desired vehicle. We boast a team of expert consultants who will lead you through the entire process, from initial enquiry to delivery. The Wizborn journey comprises 8 stages, involving a combination of phone calls and email correspondence from our team:
Wizborn consultants ltd. is a credit broker, and not a lender. The rates you are offered will depend on your individual circumstances.
All loans are subjected to status, the interest rate offered will vary depending on assessment of your financial circumstances and your chosen loan amount. Finance representative example: Based on a car price of £12,000.00 with a £2,000.00 deposit, borrowing £10,000.00 at a representative APR OF 10.9% :
Lease purchase (LP): Cash Price: £12,000.00, Loan amount: £10,000.00,Deposit: £2,000.00, Term (period): 4 years (48 months), APR rate: 10.9%, Option to purchase fee: £1.00, Optional final payment: £2,500.00, Monthly payments: £164.97, Amount of interest: £3,533.43, Total amount payable: £15,533.43, Annual mileage allowance: 2000, Excess mileage charge: 0.03p per mile
Hire purchase (HP): Cash Price: £12,000.00, Loan amount: £10,000.00, Deposit: £2,000.00, Term (period): 4 years (48 months), APR rate: 10.9%, Monthly payments: £257.97, Amount of interest: £2,382.55, Total payable: £14.382.55
To precisely calculate your monthly payment, please provide the following details in our vehicle finance calculator:
By inputting these details, our calculator will generate an estimate of your monthly payment. For a comprehensive understanding of all factors involved, including additional costs, we recommend consulting with our team. We prioritize transparency and are available to help you make well-informed decisions about your vehicle finance.
For more detailed information about the vehicle, including specifications, tax status, MOT records, and more, we invite you to click the button below.
Finance Broker
Our services encompass the following:
Financial Consultation:
We offer personalised consultations to understand our clients' financial situations and goals. We provide expert advice on the most suitable financing options by assessing factors such as credit history, budget, and desired vehicle.
Extensive Network of Lenders:
Wizborn maintains strong relationships with reputable lenders, including banks, financial institutions, and specialised car finance companies. Leveraging this network, we strive to secure competitive interest rates and favourable loan terms for our clients.
Loan Application Assistance:
We guide clients through the loan application process, ensuring that all necessary documents are prepared and submitted accurately. Our team works diligently to streamline the application process, saving clients time and effort.
Loan Comparison and Negotiation:
Wizborn conducts thorough market research and analyses multiple financing offers to identify the most favourable terms for our clients. We negotiate with lenders on behalf of our clients to secure optimal loan conditions, including interest rates, repayment periods, and any applicable fees.
Tailored Financing Solutions:
Recognizing that each client's financial situation is unique, we develop customised financing solutions that align with their specific needs and preferences. Whether it's hire purchase, personal contract purchase (PCP), leasing, or other financing options, we present the most suitable choices for consideration.
Exceptional Customer Service:
At Wizborn, we pride ourselves on delivering exceptional customer service throughout the entire car financing process. Our dedicated team is committed to providing timely and accurate information, addressing client queries, and ensuring a smooth and hassle-free experience.
By engaging our services as a financial car broker, clients can benefit from our expertise, industry connections, and comprehensive support to secure the most favourable financing options for their car purchases. We strive to empower our clients with the financial flexibility they need to acquire their desired vehicles while maximizing cost efficiency and convenience.